1/4/2024 0 Comments Alliant car loan calcOwing to its unsecured nature, personal loans also come with more stringent lending criteria.The interest rate for a personal loan is likely to be higher as it is an unsecured loan product.It offers the flexibility in the payment structure.The loan amount can be used for any purpose. There are no restrictions in regard to the usage of the funds.To have a better understanding, you can check the pros and cons of both the products. However, car loans are particularly available for car purchases. There are no bindings in the case of personal loans. Both personal loans and car loans are two of the biggest and most common financing options that are availed by consumers.Ī Personal Loan can be used for any purpose. When it comes to a big purchase – for example a car, we often resort to loans for the financing of the same. Lower interest rates are provided for women.Up to 90% of the on-road price may be provided.Effective interest rate starts from 7.30%.Low-Interest Rates for Used Cards and New Cars Up to 100% of the ex-showroom price can be availed.No income documents need to be provided.Effective interest rates start from 8.50%.Up to 100% of the on-road price may be provided as a loan.Effective interest rate starts from 7.45%.Loan is provided for professionals and agriculturists.Up to 90% of the on-road price may be financed.Effective interest rate is 7.20% onwards.100% financing of on-road price for select modelsĭesigned for professionals and agriculturalists with no Income Proof.Maximum loan amount is up to Rs.3 crore.
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